Citi Benefits Handbook
What Is Not Covered
Pre-Existing Legal Matters
Any legal matter for which an attorney-client relationship existed prior to your becoming eligible for services under the MetLife Legal Plan will be excluded and no benefits will apply.
The Plan does not cover the following:
  • Employment-related matters, including company or statutory benefits;
  • Matters involving Citigroup, Citibank, N.A. and affiliates., MetLife® and affiliates, and Plan attorneys;
  • Matters in which there is a conflict of interest between employee and spouse/ partner or children, in which case services are excluded for the spouse/ partner and children;
  • Appeals and class actions;
  • Farm and business matters, including rental issues when the participant is the landlord;
  • Patent, trademark, and copyright matters;
  • Amounts due to third parties such as:
    • Court costs, filing fees or recording fees;
    • Fines;
    • Judgements;
    • Witness fees; or
    • Transcripts.
  • Frivolous or unethical matters; and
  • Matters for which an attorney-client relationship exists prior to the participant becoming eligible for Plan benefits.
This list may change at any time.
Items Not Listed and Not Excluded
If there is any question about whether a service would be included or excluded, or the extent of coverage, it is important to call MetLife Legal and receive confirmation as to whether a service is covered and the extent to which such a service is covered.