If you enroll during Annual Enrollment, your coverage will be effective January 1 and you will continue to participate for the full calendar year (January through December). Once you enroll, your coverage will continue unless you decline coverage during a subsequent Annual Enrollment or you terminate employment.

If you enroll, coverage will be effective on your hire date.

You will continue to participate from the effective date through the end of the calendar year.

Midyear changes are not permitted under this Plan, even if you have a Qualified Status Change that allows you to change other Citi benefits. Once you elect coverage, you cannot drop coverage during the plan year. However, any new family member (i.e. spouse/partner and/or eligible dependent children) are automatically covered under the Plan.

You can only make changes to your coverage during Annual Enrollment.

If you were enrolled, your coverage ends on your termination date. You have the option to enroll in individual legal coverage by visiting MetLife.com/individual-legal-plans or contacting MetLife Legal Plans at 1(800) 821-6400. You can make convenient monthly premium payments through ACH deductions.