Citi Benefits Handbook
When Coverage Begins
If You Are an Employee
If you enroll during Annual Enrollment, your coverage will be effective January 1 and you will continue to participate for the full calendar year (January through December). Once you enroll, your coverage will continue unless you decline coverage during a subsequent annual enrollment or you terminate employment.
If You Are a Newly Hired or Newly Eligible Employee
If you enroll, coverage will be effective on your hire date.
You will continue to participate from the effective date through the end of the calendar year.
No Midyear Changes
Midyear changes are not permitted under this Plan, even if you have a Qualified Status Change that allows you to change other Citi benefits. Once you elect coverage, you cannot drop coverage during the plan year. However, any new family member (i.e. spouse/partner and/or eligible dependent children) are automatically covered under the Plan.
You can only make changes to your coverage during Annual Enrollment.
Continuing MetLife Legal Plans Coverage
You have the option to continue group legal coverage by contacting MetLife Legal Plans at 1 (800) 821-6400.
  • You must contact MetLife Legal within 30 days of the date your coverage ends.
  • You can continue your coverage for an additional 12 months by paying the full balance of premiums upfront to MetLife for the number of months, not to exceed 12 months, that you would like to retain coverage under MetLife Legal Plans.