Citigroup offers you the Citigroup Legal Benefits Plan ("MetLife Legal Plan" or "the Plan"), offered through MetLife. The Plan provides you and your family access to an affordable network of experienced attorneys in the United States. The Plan provides coverage for attorney fees for routine legal services related to personal or family legal issues. Most services authorized by the Plan are covered at 100% when you use network attorneys. A reimbursement schedule applies to fees charged by out-of-network attorneys.

This section of the handbook will explain how the Plan coverage works, including when benefits are paid.

For more information about the Plan, you can contact MetLife Legal Plans at 1 (800) 821-6400 or https://members.legalplans.com. Your membership number will be mailed to you along with a welcome letter from MetLife after your initial enrollment.