Citi Benefits Handbook
ChoicePlan 500 (CP500)
With the ChoicePlan 500, administered by Aetna (Choice POS II Open Access) and Anthem BlueCross BlueShield (PPO Preferred Provider Organization plan), you'll pay higher premiums, but have a lower deductible than the High Deductible Health Plan.
You must meet the annual deductible before the plan will share in the cost of benefits. Both in-network and out-of-network services will apply to meeting the deductible.
Here's an overview of the ChoicePlan 500's key features, which are the same whether you're enrolled through Aetna or Anthem.