Your beneficiary information should be on file with Citi. If you have not designated a beneficiary, visit the Your Benefits Resources™ website through My Total Compensation and Benefits at www.totalcomponline.com, available from the Citi intranet and the Internet.

If you do not have intranet or Internet access, call ConnectOne at 1 (800) 881-3938. See the For More Information section for detailed instructions, including TDD and international assistance. Speak with a Citi Benefits Center representative to name a beneficiary for Basic Life and Basic AD&D insurance and Business Travel Accident/Medical (BTA) insurance.

If you enroll in Group Universal Life (GUL) insurance or Supplemental AD&D insurance, you must complete a MetLife Beneficiary Designation form available on Citi Benefits Online and return it to MetLife at the address on the form. You can also designate or change your beneficiary by visiting the MetLife MyBenefits website through My Total Compensation and Benefits at www.totalcomponline.com, available from the Citi intranet and the Internet.

If you are enrolled in the HSA, we encourage you to be sure you have a beneficiary selected by signing into your online HSA and Select "Beneficiaries" from the home page. A beneficiary can be one or more individuals (i.e., spouse, children, relatives and friends). If you do not assign a beneficiary, your HSA funds will default to your legal surviving spouse, if applicable , or alternatively, to your estate. If your HSA is left to your estate, it may face heavier taxation. For those reasons, it's important to keep your beneficiary information up to date. 

If you retire, the beneficiary you designated while an employee will be carried over to any Company-provided retirement plans you may have until or unless you have otherwise designated such beneficiaries.