Citi Benefits Handbook
If You Do Not Enroll
If you do not enroll in coverage within your initial 31-day enrollment period, you can enroll during a subsequent Annual Enrollment period or as the result of a qualified change in status. Note: You generally have 31 days from the date of a qualified change in status to enroll in or change your coverage in connection with the qualified change in status See "Changing Your Coverage" for more information.
You are not permitted to add, drop or change coverage in the MetLife Legal Plans mid-year due to a qualified change in status.
The penalty for not having health coverage under the Affordable Care Act is no longer applicable; however, certain states impose a penalty for not having health coverage.