Your Optum Financial Payment Card

Paying for Your Expenses Out of Pocket

Reimbursements

Using HCSA during an Unpaid Leave or after Your Termination of Employment

Effect on Other Benefits

Effect on Taxes

Social Security

Filing a Claim

For More Information

Limited Purpose Health Care Spending Account (LPSA)

Dependent Day Care Spending Account (DCSA)

Transportation Reimbursement Incentive Program (TRIP)

Claims and Appeals for the Health Care Spending Account (HCSA)/Limited Purpose Health Care Spending Account (LPSA)

In addition to the general information in this Benefits Handbook, you can access your personalized compensation and benefits information through My Total Compensation and Benefits at www.totalcomponline.com.

Citi Benefits Handbook

Your Optum Financial Payment Card

If you participate in the HCSA or LPSA, you will automatically receive an Optum Financial payment card after you enroll. Your Optum Financial payment card offers the following advantages:

If you have both an HSA (due to enrollment in the High Deductible Plan with HSA) and an LPSA, you'll have one Optum Financial payment card to pay for all eligible health care expenses, and funds will be automatically deducted from the right account.

With your Optum Financial payment card, you can pay for eligible health care expenses and reduce the need to pay out of pocket.

You can call the Optum Financial toll-free number 24 hours a day if you need assistance.