Citi Benefits Handbook
Naming a Beneficiary
Your beneficiary is the person or persons you choose to receive any benefit payable upon your death.
You may designate or change your beneficiary for Basic Life or Basic AD&D insurance at any time by visiting Your Benefits Resources™ through My Total Compensation and Benefits at
If there is no beneficiary designated or no surviving beneficiary at your death, the Claims Administrator will determine the beneficiary in the following order:
  • Your spouse, if alive;
  • Your child(ren), if there is no surviving spouse;
  • Your parent(s), if there is no surviving child;
  • Your sibling(s), if there is no surviving parent; or
  • Your estate, if there is no surviving sibling.
If a beneficiary or payee is a minor or incompetent to receive payment, the Claims Administrator will pay his or her guardian.