Company Matching Contributions are invested in the same investment options as your Before-Tax Contributions. If you have no election on file for your Before-Tax Contributions, your associated Company Matching Contributions will be invested in the Plan's QDIA, which is the Plan's "target retirement date fund" consistent with your projected year of retirement, even if you are only contributing on a Roth after-tax basis.

Company Fixed Contributions, Company Transition Contributions, Aetna Supplemental Contributions, and One-Time Shearson Transition Contributions are invested in the same investment options as your Before-Tax Contributions. If you have no such election on file for your Before-Tax Contributions, any Company Fixed Contributions, Company Transition Contributions, Aetna Supplemental Contribution, and One-Time Shearson Transition Contributions that you may receive will be invested in the Plan's QDIA.

You can transfer your Company Contributions to any of the Plan's available investment options at any time, subject to trading restrictions imposed by the individual funds or by the Plan. Contact the Plan as described under "How to Contact the Plan" if you want to know more about the investment options and/or to exercise these rights. For more information on these Plan rules, see "Restrictions on Fund Transfers, Reallocations and Rebalancing."