Other In-Service Withdrawals

In addition to the general information in this Benefits Handbook, you can access your personalized compensation and benefits information through My Total Compensation and Benefits at www.totalcomponline.com.

Citi Benefits Handbook

If you have a balance in one or more of the following accounts, you can request an "in-service withdrawal" at any time:

After-Tax Contribution Account;

Profit Sharing Account; and

One-Time Shearson Transition Contribution Account.

The amount withdrawn is taken first from the remaining After-Tax Contribution Account, any amounts you may have in your Profit Sharing Account, and finally from your One-Time Shearson Transition Contribution Account. The maximum available is 100% of the accounts listed above. The minimum withdrawal amount is $500 or the total balance in these sources, if less.