If you remain employed by the Company or any affiliate after you reach age 73, you may delay the distribution of your accounts until you retire. If you terminate employment before you reach age 73, you generally must begin receiving distributions no later than April 1 of the calendar year following the calendar year in which you reach age 73. For more information about your options, call the Plan as instructed under "How to Contact the Plan."

Effective January 1, 2024, Roth accounts are not included in required minimum distributions made to you. However, they are included in required minimum distributions made to a beneficiary.