Citi Benefits Handbook
Extension of Benefits
Coverage for a dental procedure, other than for orthodontics, that was started before you dropped coverage will be extended for 90 days after the date coverage ends unless coverage loss was due to nonpayment of premiums.
Coverage for orthodontia treatment started before you dropped coverage will be extended to the end of the calendar quarter or for 60 days after the date coverage ends, whichever is later, unless coverage loss was due to nonpayment of premiums.