Citi Benefits Handbook
When Coverage Ends
Generally, your coverage ends on your last day of the month in which your employment ends. Other reasons your coverage ends are:
  • The last day for which the necessary contributions are made,
  • The last day of the month in which you have received your 52nd week of disability benefits, including the 13-week STD period. You must pay premiums upfront directly to Hyatt Legal in order to continue MetLaw coverage while on LTD (up to 39 weeks). (You can continue your coverage for an additional 12 months by paying premiums upfront directly to the administrator, Hyatt Legal.)
  • You no longer meet the eligibility requirements of the Plan
  • The MetLaw Legal Plan is discontinued;
  • You die.
Coverage for your dependents ends the earlier of when your coverage ends or when your dependents no longer meet the eligibility requirements described in the "Eligibility and Participation" section of this handbook. For your spouse/domestic partner, this means when you die, divorce, or end your relationship. For a child, this means when you die or the last day of the month in which he or she turns age 26.
  • Please Note: You may continue coverage beyond age 26 for an unmarried child who is not capable of supporting himself or herself due to a mental or physical disability that began before the age limits described above and who is fully dependent on you for financial support.
  • Coverage for a domestic partner ends when the domestic partner ceases to meet the eligibility requirements described in "Your Eligible Dependents" in the Medical Plan section of this Guide.
Continuing Coverage After It Ends
You have the option to continue group legal coverage by contacting Hyatt Legal Plans at
1 (800) 821-6400.
  • You must contact Hyatt within 30 days of the date your coverage ends.
  • You can continue the Plan for an additional 12 months of coverage if the premiums for the 12 month period are paid in advance.
  • You can continue your coverage for an additional 12 months by paying the full balance of premiums upfront to Hyatt Legal for the number of months, not to exceed 12 months, that you would like to retain the MetLaw Legal Plan coverage.