You can change the options in which your current or future contributions will be invested by visiting the Plan's website through My Total Compensation and Benefits at www.totalcomponline.com or calling the Plan as instructed under "How to Contact the Plan." If your change is received and confirmed by 4 p.m. ET, Monday through Friday your new investment mix will take effect that day.

If the NYSE closes before 4 p.m. ET, the deadline is the time the market closes. If access to the NYSE is unavailable due to a condition beyond the control of the Plan that results in a delay of processing or a failure to process a transaction, in part or in full, as outlined above, the Plan will process the transaction as soon as possible once the NYSE is again available. The Plan is not responsible for any missed gains or losses incurred as a result of a condition described above that is beyond the Plan's control.