Citi Benefits Handbook
If You Are Rehired
If you are not fully vested when you leave the Company and are subsequently rehired, the length of your absence, called a break in service, can affect your vesting service for your Company Fixed Contribution Account and Company Transition Contribution Account. A break in service is a Plan Year in which you are credited with fewer than 501 Hours of Service.
If you are rehired before you have incurred five consecutive breaks in service, your non-vested account attributable to your employment prior to your termination will be restored when you return.
Any service credit earned for vesting purposes before you left will be restored and you will continue toward vesting in your non-vested account balance. If you are rehired after a five-year break in service, your non-vested account attributable to your employment prior to termination will not be restored.
If you are rehired before you have incurred five consecutive breaks in service, your prior years of service will be restored for vesting in future Company Fixed Contributions allocated to your account following your re-employment. If you are rehired after you have incurred five consecutive breaks in service, your prior years of service will be restored for vesting in future Company Fixed Contributions allocated to your account following your re-employment only if you had a vested interest in any contributions prior to your termination of employment. For example, if you contributed to the Plan prior to termination, you had a vested interest in the Plan.
A break in service will not result from a military leave as long as you return within the period in which your re-employment rights are protected by law. A break in service will not occur if you are out on maternity or paternity leave or on an authorized leave of absence, provided you return to service within the applicable period established by the Company.
If you leave the Company to go on qualified military leave and die while you are on such military leave, you will automatically become vested even without three years of service.
Note: If you terminate employment and are subsequently rehired by the Company, you are no longer eligible to receive a Company Transition Contribution.