Citi Benefits Handbook
The Plans Administration Committee of Citigroup Inc. (the "Committee") is the Plan Administrator and is responsible for the operation and administration of the Plan. The Committee has such powers as may be necessary to carry out the provisions of the Plan, including the power and discretion to determine all benefits and resolve all questions pertaining to the administration, interpretation and application of Plan provisions either by rules of general applicability or by particular decisions. Only written responses of the Committee may be relied upon. Oral representations may not be relied upon (see "Administrative and Legal Information").