Citi Benefits Handbook
Required Minimum Distributions
If you remain employed by the Company after you reach age 70-1/2, you may delay the distribution of your accounts until you retire. If you terminate employment before you reach age 70-1/2, you must begin receiving distributions no later than April 1 of the calendar year following the calendar year in which you reach age 70-1/2. For more information about your options, call the Plan.