Citi Benefits Handbook
Disability Withdrawals
From Non-Roth Accounts
If you become totally and permanently disabled while actively employed, you may request a "disability withdrawal." The amount withdrawn is taken from your accounts in the following order:
  • After-Tax Contribution Account;
  • Rollover Account;
  • Profit Sharing Account;
  • Before-Tax Contribution Account;
  • Company Contribution Account;
  • QMAC/QNEC Account;
  • Money Purchase Plan Account;
  • Company Fixed Contribution Account;
  • Company Transition Contribution Account;
  • Company Matching Contribution Account; and
  • One-Time Shearson Transition Contribution Account.
The maximum available is 100% of the accounts listed above. The minimum withdrawal amount is $500 or the entire balance in these sources, if less.
From Roth Accounts
If you become totally and permanently disabled while actively employed, you may request a "disability withdrawal" from your Roth Accounts. The amount withdrawn is taken from your accounts in the following order:
  • Roth Rollover Account; and
  • Roth Contribution Account.
The maximum available is 100% of the accounts listed above. The minimum withdrawal amount is $500 or the entire balance in these sources, if less.