Citi Benefits Handbook
Continuing Your Supplemental AD&D Coverage Once You Lose Eligibility
When you are no longer eligible for group coverage, you or your dependents can continue your Supplemental AD&D insurance by paying premiums directly to MetLife. Supplemental AD&D coverage continues through the last day of the month of your termination date.
After that, you'll receive a letter from MetLife describing your options for continuing your coverage. Your monthly premium may be significantly higher than the Citi employee rate.