Citi Benefits Handbook
Details about Accidental Death & Dismemberment (AD&D) Insurance
Schedule of Covered Losses for Employees
  • Loss of life: 100% of the principal sum;
  • Loss of any combination of hand, foot, or sight of one eye: 100% of the principal sum;
  • Loss of an arm permanently severed at or above the elbow: 75% of the principal sum;
  • Loss of a leg permanently severed at or above the knee: 75% of the principal sum;
  • Loss of one hand or foot: 50% of the principal sum;
  • Loss of all four fingers of the same hand: 25% of the principal sum;
  • Loss of the thumb and index finger of same hand: 25% of the principal sum;
  • Loss of all the toes of the same foot: 20% of the principal sum;
  • Loss of sight of both eyes: 100% of the principal sum;
  • Loss of sight in one eye: 50% of the principal sum;
  • Loss of speech and hearing (in both ears): 100% of the principal sum;
  • Loss of hearing (in both ears) or loss of speech: 50% of the principal sum;
  • Quadriplegia: 100% of the principal sum;
  • Paraplegia: 75% of the principal sum;
  • Hemiplegia: 50% of the principal sum;
  • Brain Damage; 100% of the principal sum;
  • Coma: 1% monthly beginning on the 7th day of the Coma for the duration of the Coma to a maximum of 60 months.