Citi Benefits Handbook
In-Network Benefits
In-network benefits include:
  • Routine eye exam: One eye exam, including dilation, when professionally indicated, each 12-month period covered at 100%;
  • Frame and spectacle lenses: One pair of eyeglasses each 12-month period; frame allowance of $150 per 12-month period; members pay 80% of the balance over this allowance;
  • Progressive lenses: $0 copay for standard; $20 copay for premium tier 1; $30 copay for premium tier 2, $45 copay for premium tier 3, and $120 copay for premium tier 4;
  • Anti-reflective coating: $0 copay for standard; $15 copay for premium tier 1; $30 copay for premium tier 2, and $110 copay for premium tier 3;
  • Hi-index lenses: $30 copay
  • Contact lenses in lieu of eyeglasses: $130 allowance per 12-month period and a 15% discount over the allowance for conventional contact lenses; and
  • Up to a 40% discount on additional pairs of glasses at most network providers.
The following products are covered at 100%: plastic lenses (single, bifocal, or trifocal); all prescription ranges, including post-cataract lenses; tinting of plastic lenses; standard progressive addition multifocals; polycarbonate lenses; oversize lenses; ultraviolet coating; blended segment lenses; PGX (sun-sensitive) glass lenses; scratch-resistant coating; intermediate-vision lenses; and polarized lenses.
Note: Some brand exceptions may apply and may require a copayment.