Citi Benefits Handbook
`Dispense as Written'
If your physician writes "Dispense as written" on the prescription or if your physician prescribes a drug for which there is no generic equivalent, your copayment is that of either a preferred brand-name drug or a non-preferred brand-name drug. If the pharmacy's price is less than the copayment, you will pay the pharmacy's price. Benefits do not start until the annual deductible has been met.