Citi Benefits Handbook
When Coverage Begins
This table describes when coverage begins for your medical, dental, vision, and spending account coverage.
If:
Then:
You become eligible for Citi benefits coverage.
You have 31 days to enroll you and your eligible dependents. Coverage and contributions will be retroactive to your eligibility begin date (often your date of hire).
You enroll for yourself and your eligible dependents during the annual enrollment period.
Coverage will begin on January 1 of the following year.
You enroll in coverage for yourself and/or a new dependent within 31 days of a qualified change in status.
Coverage will begin on the date of the qualified change in status, such as the date of your marriage or divorce, your biological child's birth date, or the date your adopted child was placed for adoption.